Effective Date: March 31, 2026
Website: mylifeinsuranceplan.ca

Acceptance of Terms

By accessing or using mylifeinsuranceplan.ca (the “Website”), you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

If you do not agree with these Terms and Conditions, you should not use this Website.

About the Website

MyLifeInsurancePlan.ca provides information regarding life insurance products, insurance quotes, educational content, and related services.

The information provided on this Website is for general informational purposes only and does not constitute financial, legal, tax, insurance, or other professional advice.

Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use this Website or request insurance products and services.

By using this Website, you represent and warrant that you meet these eligibility requirements.

No Guarantee of Coverage or Approval

Submitting a request for information, quote, or application through the Website does not guarantee:

• Approval for insurance coverage
• Eligibility for a specific product
• Issuance of a policy
• Pricing or premium rates
• Availability of any particular insurance product

All insurance products are subject to underwriting, eligibility requirements, policy terms, exclusions, and approval by the applicable insurance carrier.

Accuracy of Information

You agree to provide accurate, current, complete, and truthful information when submitting forms, quote requests, applications, or other communications through the Website.

Providing false, misleading, or incomplete information may result in denial of service, denial of coverage, cancellation of a policy, or other legal consequences.

Quotes and Product Information

Insurance quotes, rates, premiums, and product information displayed on the Website are estimates only and may change without notice.

Actual pricing, availability, and terms may vary depending on underwriting results, health information, age, occupation, smoking status, province of residence, and other eligibility factors.

Nothing on the Website constitutes an offer to sell or a guarantee of insurance coverage.

Not Professional Advice

Content on the Website is provided for informational purposes only.

You should consult with licensed insurance professionals, financial advisors, tax advisors, or legal counsel before making decisions regarding insurance, estate planning, tax matters, or financial planning.

Intellectual Property

All content on the Website, including but not limited to:

• Text
• Graphics
• Logos
• Icons
• Images
• Videos
• Software
• Design elements
• Website layout
• Trademarks
• Trade names

is owned by or licensed to MyLifeInsurancePlan.ca and is protected by copyright, trademark, and other intellectual property laws.

You may not copy, reproduce, modify, republish, distribute, display, transmit, or exploit any Website content without prior written permission.

Permitted Use

You agree to use the Website only for lawful purposes.

You must not:

• Use the Website in violation of any applicable law or regulation
• Attempt to gain unauthorized access to the Website, servers, or systems
• Upload malicious code, viruses, or harmful software
• Interfere with Website functionality or security
• Use automated systems, bots, scraping tools, or data extraction methods without permission
• Impersonate another person or provide false information
• Use the Website in a way that may damage our reputation or business operations

Third-Party Websites and Services

The Website may contain links to third-party websites, insurance carriers, advertisers, service providers, or other external resources.

We do not control or endorse third-party websites and are not responsible for their content, products, services, privacy practices, or terms.

Your use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, MyLifeInsurancePlan.ca and its owners, affiliates, brokers, advisors, employees, contractors, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

• Your use of or inability to use the Website
• Errors, omissions, or inaccuracies in Website content
• Delays or interruptions in Website availability
• Unauthorized access to or use of your information
• Reliance on quotes, estimates, or product information
• Decisions made based on Website content
• Viruses, malware, or other harmful components

Your sole remedy for dissatisfaction with the Website is to stop using it.

Disclaimer of Warranties

The Website and all content, services, and information are provided on an “as is” and “as available” basis.

We make no warranties or representations, express or implied, regarding:

• The accuracy, completeness, or reliability of Website content
• The availability or uninterrupted operation of the Website
• The absence of errors, viruses, or harmful components
• The suitability of insurance products for your individual needs

To the fullest extent permitted by law, all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement, are disclaimed.

Indemnification

You agree to indemnify, defend, and hold harmless MyLifeInsurancePlan.ca and its affiliates, owners, employees, contractors, brokers, advisors, and service providers from and against any claims, damages, liabilities, losses, costs, and expenses, including legal fees, arising out of:

• Your use of the Website
• Your violation of these Terms and Conditions
• Your violation of any law or third-party rights
• Information you submit through the Website

Privacy

Your use of the Website is also governed by our Privacy Policy.

By using the Website, you acknowledge that you have reviewed and understood our Privacy Policy.

Changes to the Website

We reserve the right to modify, suspend, restrict, or discontinue any aspect of the Website at any time without notice.

We are not liable for any modification, suspension, or discontinuation of the Website.

Changes to These Terms

We may update these Terms and Conditions from time to time.

Updated versions will be posted on this page with a revised effective date.

Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms and Conditions.

Governing Law

These Terms and Conditions are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from these Terms and Conditions or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Quebec, Canada.

Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with the Privacy Policy and any other legal notices posted on the Website, constitute the entire agreement between you and MyLifeInsurancePlan.ca regarding your use of the Website.

Contact Information

If you have questions about these Terms and Conditions, please contact:

MyLifeInsurancePlan.ca
Website: https://mylifeinsuranceplan.ca/
Email: info@mylifeinsuranceplan.ca